Broker Comparison 2026

Plus500 vs. Scalable Capital

Detailed comparison of all fees, features, and suitability — updated for 2026.

Plus500
3.8/5
vs
Scalable Capital
4.2/5
Our Recommendation

Plus500 is the better choice for CFD Traders, while Scalable Capital wins for Active Traders. Which one suits you depends on your strategy — the detailed comparison below shows every difference.

Plus500

3.8/5
Strengths
  • 0€ Commission (Spread-based)
  • Unlimited Demo Account
  • Simple Platform
  • Regulated (CySEC/FCA/ASIC)
  • 2,800+ Tradeable Instruments
Weaknesses
  • CFDs Only, No Real Stocks/Coins
  • No Savings Plan
Best for
CFD Traders
No direct link availableAffiliate link coming soon

Scalable Capital

4.2/5
Strengths
  • Flat-Rate Model for Active Traders
  • Xetra Access
  • Free Savings Plans
  • Prime+ with Interest on Cash
Weaknesses
  • Flat Rate Costs Extra
  • Few Exchanges
Best for
Active Traders
Go to Scalable Capital →* Affiliate link · no extra cost for you

Detailed Comparison

All fees, products, and platform features compared side-by-side. The "Winner" column shows which broker leads in each category.

FeaturePlus500Scalable CapitalWinner
Fees & Costs
Order Fee0€ (Spread-based)0.99€ or flat rate from 4.99€/MonthPlus500
ETF Savings Plan Fee-0€Scalable Capital
Account Fee0€/Year0€ (Free) / 4.99€/Mo (Plus) / 9.99€/Mo (Premium)Tie
Minimum Deposit$1000€Tie
Interest on Cash0%2.6% (Plus/Premium)Scalable Capital
Product Range
AzioniTie
ETFsTie
CryptoTie
OptionsPlus500
CFDsTie
Fractional SharesScalable Capital
Number of ExchangesPlus500 interngettex, XetraScalable Capital
Platform & Tools
Mobile AppTie
Desktop PlatformTie
Demo AccountPlus500
Security & Regulation
Regulated byCySEC / FCA / ASICBaFinTie
Deposit Protection€20.000 (ICF)100.000€Tie
Founded20082014Tie
Overall Rating
RatingScalable Capital

Which Broker for Whom?

Depending on your strategy and experience, one broker fits better. Here's how to decide:

For Beginners

Plus500

Low barriers, simple app, demo account and no hidden costs — perfect to get started.

More about Plus500 →
For Active Traders

Plus500

Low per-order fees, many trading venues and derivatives access — important if you trade regularly.

More about Plus500 →
For Long-Term Investors

Scalable Capital

Free savings plans, interest on cash and no custody fee — what matters when you buy & hold.

More about Scalable Capital →

Detailed Assessment

Who is Plus500?

3.8/5

Plus500 is a CFD broker with 0 commission and spread-based pricing. Over 2,800 instruments across CFDs on stocks, forex, crypto CFDs, commodities, ETFs and options. Note: 80% of retail investor accounts lose money when trading CFDs with this provider.

Strengths in Detail

  • 0€ Commission (Spread-based)
  • Unlimited Demo Account
  • Simple Platform
  • Regulated (CySEC/FCA/ASIC)
  • 2,800+ Tradeable Instruments

Weaknesses

  • CFDs Only, No Real Stocks/Coins
  • No Savings Plan
  • Inactivity Fee after 3 Months
  • No Crypto Wallet
Who is Plus500 worth it for?

Particularly suitable for: CFD Traders, Active Traders, Experienced CFD Traders.

Who is Scalable Capital?

4.2/5

Scalable Capital offers a flat-rate model from €4.99/month for unlimited trades. With Xetra access and free savings plans, a good choice for active investors.

Strengths in Detail

  • Flat-Rate Model for Active Traders
  • Xetra Access
  • Free Savings Plans
  • Prime+ with Interest on Cash

Weaknesses

  • Flat Rate Costs Extra
  • Few Exchanges
  • No Options
Who is Scalable Capital worth it for?

Particularly suitable for: Active Traders, Savings Plan Investors, Beginners.

Frequently Asked Questions

Answers to the most common questions about Plus500 vs Scalable Capital.

For order fees, Plus500 leads at 0€ (Spread-basiert), while Scalable Capital charges 0.99€ oder Flatrate ab 4.99€/Monat. Note: with CFD brokers, spreads add hidden cost — the lower nominal price isn't always cheaper overall.

Plus500 is regulated by CySEC / FCA / ASIC, Scalable Capital by BaFin. Both fall under EU oversight. Deposit protection: Plus500 €20.000 (ICF), Scalable Capital 100.000€.

For German/Austrian customers, language, BaFin regulation and tax-simple status often matter most. Check the 'Regulated by' and 'Languages' rows — DACH-focused brokers usually have the edge.

Scalable Capital offers free ETF savings plans from 1€. If a savings plan matters to you, that's a clear edge.

Both are covered under their home regulator's deposit protection. Plus500: €20.000 (ICF), Scalable Capital: 100.000€. Securities are held in segregated accounts and protected in case of broker insolvency.

Scalable Capital leads on cash interest at 2.60%. Watch the conditions — some brokers require a paid plan or cap the amount.

Both offer native mobile apps with good app-store ratings. Which is better depends on your needs — try both with a demo account if available.

A second broker makes sense when one offers features the other lacks (e.g. options, crypto, more exchanges). A full switch is only worth it if the cost difference or missing features are significant.

Ready to Get Started?

Sign up with the broker that fits your strategy. Both are regulated and offer a demo account to test risk-free.

Plus500: link coming soonSign up at Scalable Capital →

Similar Comparisons

Scroll to Top