Flatex
★★★★★3.8/5
Strengths
- Many Trading Venues
- Options & Futures
- Tax-Simple for Austria
- Demo Account
Weaknesses
- Higher Order Fees
- Savings Plan Not Free
Best for
Austrian Investors
Go to Flatex →* Affiliate link · no extra cost for you
Broker Comparison 2026
Flatex vs. Scalable Capital
Detailed comparison of all fees, features, and suitability — updated for 2026.
Flatex
vs
Scalable Capital
Our Recommendation
Flatex is the better choice for Austrian Investors, while Scalable Capital wins for Active Traders. Which one suits you depends on your strategy — the detailed comparison below shows every difference.
Scalable Capital
★★★★★4.2/5
Strengths
- Flat-Rate Model for Active Traders
- Xetra Access
- Free Savings Plans
- Prime+ with Interest on Cash
Weaknesses
- Flat Rate Costs Extra
- Few Exchanges
Best for
Active Traders
Go to Scalable Capital →* Affiliate link · no extra cost for you
Detailed Comparison
All fees, products, and platform features compared side-by-side. The "Winner" column shows which broker leads in each category.
| Feature | Flatex | Scalable Capital | Winner |
|---|---|---|---|
| Fees & Costs | |||
| Order Fee | 5.90€ + Börsengebühr | 0.99€ or flat rate from 4.99€/Month | Scalable Capital |
| ETF Savings Plan Fee | 1.50€ | 0€ | Scalable Capital |
| Account Fee | 0€/Year | 0€ (Free) / 4.99€/Mo (Plus) / 9.99€/Mo (Premium) | Tie |
| Minimum Deposit | 0€ | 0€ | Tie |
| Interest on Cash | 0% | 2.6% (Plus/Premium) | Scalable Capital |
| Product Range | |||
| Azioni | Tie | ||
| ETFs | Tie | ||
| Crypto | Scalable Capital | ||
| Options | Flatex | ||
| CFDs | Tie | ||
| Fractional Shares | Scalable Capital | ||
| Number of Exchanges | Xetra, Frankfurt, Wien | gettex, Xetra | Flatex |
| Platform & Tools | |||
| Mobile App | Tie | ||
| Desktop Platform | Tie | ||
| Demo Account | Flatex | ||
| Security & Regulation | |||
| Regulated by | BaFin / FMA | BaFin | Tie |
| Deposit Protection | 100.000€ | 100.000€ | Tie |
| Founded | 2006 | 2014 | Tie |
| Overall Rating | |||
| Rating | ★★★★★ | ★★★★★ | Scalable Capital |
Which Broker for Whom?
Depending on your strategy and experience, one broker fits better. Here's how to decide:
For Beginners
Scalable Capital
Low barriers, simple app, demo account and no hidden costs — perfect to get started.
More about Scalable Capital →For Active Traders
Scalable Capital
Low per-order fees, many trading venues and derivatives access — important if you trade regularly.
More about Scalable Capital →For Long-Term Investors
Scalable Capital
Free savings plans, interest on cash and no custody fee — what matters when you buy & hold.
More about Scalable Capital →Detailed Assessment
Who is Flatex?
Flatex is especially popular in Austria as a tax-simple broker with access to many exchanges and derivatives.
Strengths in Detail
- Many Trading Venues
- Options & Futures
- Tax-Simple for Austria
- Demo Account
Weaknesses
- Higher Order Fees
- Savings Plan Not Free
- No Interest on Cash
- No Crypto
Who is Flatex worth it for?
Particularly suitable for: Austrian Investors, Options Trading, Many Exchanges.
Who is Scalable Capital?
Scalable Capital offers a flat-rate model from €4.99/month for unlimited trades. With Xetra access and free savings plans, a good choice for active investors.
Strengths in Detail
- Flat-Rate Model for Active Traders
- Xetra Access
- Free Savings Plans
- Prime+ with Interest on Cash
Weaknesses
- Flat Rate Costs Extra
- Few Exchanges
- No Options
Who is Scalable Capital worth it for?
Particularly suitable for: Active Traders, Savings Plan Investors, Beginners.
Frequently Asked Questions
Answers to the most common questions about Flatex vs Scalable Capital.
For order fees, Scalable Capital leads at 0.99€ oder Flatrate ab 4.99€/Monat, while Flatex charges 5.90€ + Börsengebühr. Note: with CFD brokers, spreads add hidden cost — the lower nominal price isn't always cheaper overall.
Flatex is regulated by BaFin / FMA, Scalable Capital by BaFin. Both fall under EU oversight. Deposit protection: Flatex 100.000€, Scalable Capital 100.000€.
For German/Austrian customers, language, BaFin regulation and tax-simple status often matter most. Check the 'Regulated by' and 'Languages' rows — DACH-focused brokers usually have the edge.
Scalable Capital offers free ETF savings plans from 1€. If a savings plan matters to you, that's a clear edge.
Both are covered under their home regulator's deposit protection. Flatex: 100.000€, Scalable Capital: 100.000€. Securities are held in segregated accounts and protected in case of broker insolvency.
Scalable Capital leads on cash interest at 2.60%. Watch the conditions — some brokers require a paid plan or cap the amount.
Both offer native mobile apps with good app-store ratings. Which is better depends on your needs — try both with a demo account if available.
A second broker makes sense when one offers features the other lacks (e.g. options, crypto, more exchanges). A full switch is only worth it if the cost difference or missing features are significant.
Ready to Get Started?
Sign up with the broker that fits your strategy. Both are regulated and offer a demo account to test risk-free.