Comdirect Review 2026
Comdirect is a full-service bank with comprehensive securities offerings. For investors who want everything from one provider.
Fee Overview
Tradable Products & Features
Pros & Cons
Exchanges
Compare with Other Brokers
CFDs are complex instruments and come with a high risk of losing money rapidly due to leverage. A high proportion of retail investor accounts lose money when trading CFDs. Make sure you understand the risks involved and only invest money you can afford to lose.
Verdict: Comdirect review
Comdirect, online since 1994 and part of the Commerzbank group, is what German-speaking investors mean when they say full-service direct bank: current account, custody account, research, phone support and trading under one roof. It is built for people in the German market who want a single, established financial home and are willing to pay for the convenience — not for cost optimisers.
The breadth genuinely impresses. You can deal on all German exchanges plus international venues, trade options, futures and CFDs, fall back on a demo account, and use desktop software alongside the app — a combination none of the neo-brokers replicates. Analysis tools and customer service are among the best in this test, around 1,000 ETF savings plans are on the shelf (about 150 of them free), and the banking integration means dividends, salary and trading settle in one ecosystem. Deposit protection is the statutory €100,000.
The price tag is the problem. A standard order costs €4.90 plus 0.25% of volume with a €9.90 minimum — ten times a Trade Republic trade. Non-free ETF savings plans charge 1.5% of each instalment, the custody account is only free if you stay active (otherwise €1.95 per month), cash on the settlement account earns 0%, there are no fractional shares and no crypto. Our 3.7 rating prices in exactly this gap between capability and cost.
Within its own peer group, comdirect outguns ING on nearly every feature — more venues, derivatives, demo account, desktop software — at broadly similar order costs, so bank-style investors choosing between the two get more substance here. Against Trade Republic or Smartbroker+, however, a buy-and-hold investor pays roughly €100 in comdirect fees for what costs €10 at the neo-brokers.
Our recommendation: comdirect is a good fit for experienced investors and Commerzbank-affine customers who actively use the research, the derivatives access and the all-in-one banking — and who place orders large enough that €9.90 minimums fade into irrelevance. Pure ETF savers and small-ticket traders are visibly better served elsewhere.