PennyMac Mortgage Investment Tr

Valuation Analysis

About the Company

PennyMac Mortgage Investment Tr en bref

PennyMac Mortgage Investment Tr (PMT) is currently trading at 8,94 € with a market capitalization of 779 M €. The trailing P/E ratio stands at 8.84x, with a forward P/E of 6.8x. The 52-week range spans from 8,57 € to 12,04 €; the current price is 25.8% below the yearly high. Year-over-year revenue growth stands at -24.1%. The net profit margin stands at 21.14%.

💰 Dividende

PennyMac Mortgage Investment Tr pays an annual dividend of 1,39 € per share, representing a yield of 15.61%. The payout ratio stands at 137.93%. The elevated payout ratio reflects a mature dividend policy.

📊 Avis des analystes

7 analystes évaluent PennyMac Mortgage Investment Tr (PMT) au consensus : None. L'objectif de cours moyen est de 10,56 €, soit un potentiel de +18.12% par rapport au cours actuel. La fourchette des objectifs de cours des analystes va de 9,59 € à 13,08 €.

PennyMac Mortgage Investment Tr : la thèse d'investissement en détail

PennyMac Mortgage Investment Tr (PMT) operates in the Real Estate — specifically REIT - Mortgage — and is headquartered in United States. Below is a structured read of the investment case built directly from the latest fundamentals, valuation multiples, analyst positioning and smart-money flows. Each section translates raw numbers into the investment logic they imply, so you can decide whether the risk/reward fits your portfolio.

Le scénario haussier

With a gross margin near 82.05%, the company sits in the top tier of its industry — these are the kinds of structural margins that protect earnings during downturns. Our valuation screen flags the stock as undervalued relative to its fundamentals — multiples are running below where the cash flow profile would normally justify.

Le scénario baissier

Revenue is contracting at -24.1% year-over-year — until that trend reverses, valuation is exposed to further downgrades. The debt-to-equity ratio of 1090.07% is elevated, meaning the company relies heavily on creditors — refinancing terms will become more important than operational performance in the next economic downturn.

Valorisation en contexte

With a PEG ratio of 0.76, the price-to-earnings multiple is actually below the company's growth rate — classic value-meets-growth territory that Peter Lynch would have called a 'GARP' opportunity.

À surveiller

• The forward P/E of 6.8x is meaningfully below the trailing 8.84x — analysts expect earnings to step up; the next earnings release is the test.
• The price sits in the lower quartile of the 52-week range — value hunters often start scaling in around this zone if fundamentals hold.

Thèse d'investissement : forces et faiblesses

Aperçu technique

Price is below both the 50- and 200-day moving averages, with 50d below 200d — a bearish picture (death-cross alignment).

Profil de risque

The data points to market-like volatility, elevated short interest (7.37%), higher leverage relative to equity.

Trading Data

💵 Dividend Info

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