Open Lending
LPRO Small CapFinancial Services · Credit Services
Mis à jour: Jun 18, 2026, 22:21 UTC
Price Chart
Indicateurs clés
Valuation Analysis
About the Company
Open Lending en bref
Open Lending (LPRO) is currently trading at 2,71 € with a market capitalization of 321 M €. The 52-week range spans from 1,03 € to 2,73 €; the current price is 0.6% below the yearly high. Year-over-year revenue growth stands at -16.0%.
💰 Dividende
Open Lending currently does not pay a dividend. The company typically reinvests its earnings into growth initiatives and product development.
📊 Avis des analystes
4 analystes évaluent Open Lending (LPRO) au consensus : Conserver. L'objectif de cours moyen est de 2,15 €, soit un potentiel de -20.82% par rapport au cours actuel. La fourchette des objectifs de cours des analystes va de 1,48 € à 2,75 €.
Open Lending : la thèse d'investissement en détail
Open Lending (LPRO) operates in the Financial Services — specifically Credit Services — and is headquartered in United States. Below is a structured read of the investment case built directly from the latest fundamentals, valuation multiples, analyst positioning and smart-money flows. Each section translates raw numbers into the investment logic they imply, so you can decide whether the risk/reward fits your portfolio.
Le scénario haussier
With a gross margin near 77.24%, the company sits in the top tier of its industry — these are the kinds of structural margins that protect earnings during downturns.
Le scénario baissier
Revenue is contracting at -16% year-over-year — until that trend reverses, valuation is exposed to further downgrades. Net margins remain negative, meaning every euro of revenue is still producing losses — the path to profitability is the central question for shareholders. With a beta near 2.27, the share price moves sharply more than the broader market — drawdowns in market corrections can be unusually severe and require strong nerves.
Valorisation en contexte
The EV/EBITDA multiple of 55.65x reflects rich expectations — historically, multiples at this level have proven hard to maintain for more than a few quarters.
À surveiller
- The share is trading at 99% of its 52-week range — a break above the recent high opens technical upside, a failure here often invites profit-taking.
Thèse d'investissement : forces et faiblesses
- Marge brute élevée de 77.24% — signe d'un pouvoir de fixation des prix
- Free cash flow positif
- –CA en contraction (-16% sur un an)
- –Actuellement non rentable
- –Forte volatilité (Bêta 2.27)
- –Cours proche du plus haut 52 semaines — faible marge de hausse
Aperçu technique
Price trades above both the 50- and 200-day moving averages, with 50d above 200d — a classic bullish setup (golden-cross alignment).
Profil de risque
The data points to above-average price swings, higher leverage relative to equity.
Trading Data
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