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Sector: Services Financiers
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Coface

COFA.PA Mid Cap

Financial Services · Insurance - Reinsurance

Mis à jour: Jun 18, 2026, 22:21 UTC

15,24 €
-0.65% aujourd'hui
52W: 14,02 € – 16,99 €
52W Low: 14,02 € Position: 41.1% 52W High: 16,99 €

Price Chart

Indicateurs clés

P/E Ratio
10.66x
Cours/Bénéfice
Forward P/E
9.41x
P/E prévisionnel
P/S Ratio
1.25x
Cours/Ventes
EV/EBITDA
14.29x
Valeur d'entreprise/EBITDA
Rend. dividende
8.2%
Rendement annuel du dividende
Cap. boursière
2,0 Md €
Capitalisation boursière
Croissance du CA
-0.1%
Croissance du CA sur un an
Marge bénéficiaire
11.71%
Marge nette
ROE
9.54%
Rentabilité des capitaux propres
Beta
0.48
Sensibilité au marché
Positions vendeuses
% du flottant vendu à découvert
Volume moyen
238,028
Volume quotidien moyen

Valuation Analysis

Signal
Undervalued
vs. S&P 500 avg P/E (24.7x)
Analyst Consensus
None
4 analysts
Avg. Price Target
18,23 €
+19.59% upside
Target Range
17,00 € – 20,90 €

About the Company

Sector: Financial Services Industry: Insurance - Reinsurance Country: France Employees: 5,190 Exchange: PAR

Coface en bref

Coface (COFA.PA) is currently trading at 15,24 € with a market capitalization of 2,0 Md €. The trailing P/E ratio stands at 10.66x, with a forward P/E of 9.41x. The 52-week range spans from 14,02 € to 16,99 €; the current price is 10.3% below the yearly high. Year-over-year revenue growth stands at -0.1%. The net profit margin stands at 11.71%.

💰 Dividende

Coface pays an annual dividend of 1,25 € per share, representing a yield of 8.2%. The payout ratio stands at 97.9%. The elevated payout ratio reflects a mature dividend policy.

📊 Avis des analystes

4 analystes évaluent Coface (COFA.PA) au consensus : None. L'objectif de cours moyen est de 18,23 €, soit un potentiel de +19.59% par rapport au cours actuel. La fourchette des objectifs de cours des analystes va de 17,00 € à 20,90 €.

Coface : la thèse d'investissement en détail

Coface (COFA.PA) operates in the Financial Services — specifically Insurance - Reinsurance — and is headquartered in France. Below is a structured read of the investment case built directly from the latest fundamentals, valuation multiples, analyst positioning and smart-money flows. Each section translates raw numbers into the investment logic they imply, so you can decide whether the risk/reward fits your portfolio.

Le scénario haussier

The combination of a 59.56% gross margin and 18.5% operating margin shows the business converts revenue into profit efficiently — a hallmark of competitive moat. Our valuation screen flags the stock as undervalued relative to its fundamentals — multiples are running below where the cash flow profile would normally justify.

Le scénario baissier

Revenue is contracting at -0.1% year-over-year — until that trend reverses, valuation is exposed to further downgrades.

À surveiller

  • The forward P/E of 9.41x is meaningfully below the trailing 10.66x — analysts expect earnings to step up; the next earnings release is the test.

Thèse d'investissement : forces et faiblesses

Points forts
  • Marge brute élevée de 59.56% — signe d'un pouvoir de fixation des prix
  • Actuellement jugée sous-évaluée
  • Rendement du dividende solide de 8.2%
  • Free cash flow positif
Points faibles
  • CA en contraction (-0.1% sur un an)
  • Endettement élevé (D/E 182.32)

Aperçu technique

MM 50 jours
15,68 €
-2.81% vs. cours
MM 200 jours
15,44 €
-1.3% vs. cours
Sous le plus haut 52s
−10.3%
16,99 €
Au-dessus du plus bas 52s
+8.7%
14,02 €

The price is in a transition zone relative to the moving averages — no clear signal.

Profil de risque

Risque de marché (Bêta)
0.48 · Défensive
Évolue moins que le marché global
Dette/Capitaux propres
182.32 · Élevé
Dette totale / capitaux propres

The data points to relatively defensive market behavior, higher leverage relative to equity.

Trading Data

50-Day MA: 15,68 €
200-Day MA: 15,44 €
Volume: 164,052
Avg. Volume: 238,028
Short Ratio:
P/B Ratio: 1.01x
Debt/Equity: 182.32x
Free Cash Flow: 34 M €

💵 Dividend Info

Dividend Yield
8.2%
Annual Rate
1,25 €
Payout Ratio
97.9%

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