Coface

Valuation Analysis

About the Company

Coface en bref

Coface (COFA.PA) is currently trading at 15,80 € with a market capitalization of 2,0 Md €. The trailing P/E ratio stands at 11.45x, with a forward P/E of 9.86x. The 52-week range spans from 14,02 € to 16,99 €; the current price is 7% below the yearly high. Year-over-year revenue growth stands at +3.5%. The net profit margin stands at 11.18%.

💰 Dividende

Coface pays an annual dividend of 1,25 € per share, representing a yield of 7.91%. The payout ratio stands at 90.58%. The elevated payout ratio reflects a mature dividend policy.

📊 Avis des analystes

4 analystes évaluent Coface (COFA.PA) au consensus : Acheter. L'objectif de cours moyen est de 18,25 €, soit un potentiel de +15.51% par rapport au cours actuel. La fourchette des objectifs de cours des analystes va de 17,00 € à 21,00 €.

Coface : la thèse d'investissement en détail

Coface (COFA.PA) operates in the Financial Services — specifically Insurance - Reinsurance — and is headquartered in France. Below is a structured read of the investment case built directly from the latest fundamentals, valuation multiples, analyst positioning and smart-money flows. Each section translates raw numbers into the investment logic they imply, so you can decide whether the risk/reward fits your portfolio.

Le scénario haussier

The combination of a 59.83% gross margin and 18.61% operating margin shows the business converts revenue into profit efficiently — a hallmark of competitive moat. Wall Street consensus sits at Buy with an average price target implying roughly 15.51% upside from current levels — analyst sentiment is firmly constructive. Our valuation screen flags the stock as undervalued relative to its fundamentals — multiples are running below where the cash flow profile would normally justify.

Le scénario baissier

Revenue growth has slowed to just 3.5%, which is below nominal GDP — the business is no longer outgrowing the broader economy.

À surveiller

• The forward P/E of 9.86x is meaningfully below the trailing 11.45x — analysts expect earnings to step up; the next earnings release is the test.

Thèse d'investissement : forces et faiblesses

Aperçu technique

The price is in a transition zone relative to the moving averages — no clear signal.

Profil de risque

The data points to relatively defensive market behavior, higher leverage relative to equity.

Trading Data

💵 Dividend Info

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