ING
★★★★★- Established Full-Service Bank
- Good Customer Service
- Integrated Current Account
- Free Custody Account
- High Order Fees
- Savings Plan Not Free
Detailed comparison of all fees, features, and suitability — updated for 2026.
ING is the better choice for Full-Service Bank Customers, while justTRADE wins for Free Trades. Which one suits you depends on your strategy — the detailed comparison below shows every difference.
All fees, products, and platform features compared side-by-side. The "Winner" column shows which broker leads in each category.
| Feature | ING | justTRADE | Winner |
|---|---|---|---|
| Fees & Costs | |||
| Order Fee | 4.90€ + 0.25% (min 9.90€) | 0€ (min 500€ order volume) | justTRADE |
| ETF Savings Plan Fee | 1.75% | 0€ | justTRADE |
| Account Fee | 0€/Year | 0€/Year | Tie |
| Minimum Deposit | 0€ | 0€ | Tie |
| Interest on Cash | 0% | 0% | Tie |
| Product Range | |||
| Azioni | Tie | ||
| ETFs | Tie | ||
| Crypto | justTRADE | ||
| Options | Tie | ||
| CFDs | Tie | ||
| Fractional Shares | Tie | ||
| Number of Exchanges | Xetra, Frankfurt, Direkthandel | LS Exchange, Quotrix, Tradegate | ING |
| Platform & Tools | |||
| Mobile App | Tie | ||
| Desktop Platform | Tie | ||
| Demo Account | Tie | ||
| Security & Regulation | |||
| Regulated by | BaFin | BaFin | Tie |
| Deposit Protection | 100.000€ | 100.000€ | Tie |
| Founded | 1991 | 2019 | Tie |
| Overall Rating | |||
| Rating | ★★★★★ | ★★★★★ | justTRADE |
Depending on your strategy and experience, one broker fits better. Here's how to decide:
Low barriers, simple app, demo account and no hidden costs — perfect to get started.
More about justTRADE →Low per-order fees, many trading venues and derivatives access — important if you trade regularly.
More about justTRADE →Free savings plans, interest on cash and no custody fee — what matters when you buy & hold.
More about justTRADE →ING offers securities trading as part of its full banking service. For customers who want checking and brokerage under one roof.
Particularly suitable for: Full-Service Bank Customers, Casual Investors, Savings Plan.
justTRADE offers completely free trading from €500 order volume. One of the cheapest brokers in Germany.
Particularly suitable for: Free Trades, Crypto + Stocks, Cost-Conscious Investors.
Answers to the most common questions about ING vs justTRADE.
For order fees, justTRADE leads at 0€ (min 500€ Ordervolumen), while ING charges 4.90€ + 0.25% (min 9.90€). Note: with CFD brokers, spreads add hidden cost — the lower nominal price isn't always cheaper overall.
ING is regulated by BaFin, justTRADE by BaFin. Both fall under EU oversight. Deposit protection: ING 100.000€, justTRADE 100.000€.
For German/Austrian customers, language, BaFin regulation and tax-simple status often matter most. Check the 'Regulated by' and 'Languages' rows — DACH-focused brokers usually have the edge.
justTRADE offers free ETF savings plans from 25€. If a savings plan matters to you, that's a clear edge.
Both are covered under their home regulator's deposit protection. ING: 100.000€, justTRADE: 100.000€. Securities are held in segregated accounts and protected in case of broker insolvency.
Neither broker pays meaningful interest on uninvested cash. Look elsewhere if cash yield matters.
Both offer native mobile apps with good app-store ratings. Which is better depends on your needs — try both with a demo account if available.
A second broker makes sense when one offers features the other lacks (e.g. options, crypto, more exchanges). A full switch is only worth it if the cost difference or missing features are significant.
Sign up with the broker that fits your strategy. Both are regulated and offer a demo account to test risk-free.