Detailed comparison of all fees, features, and suitability — updated for 2026.
ING est le meilleur choix pour Full-Service Bank Customers, tandis que justTRADE se distingue pour Free Trades. Celui qui vous convient dépend de votre stratégie — le comparatif détaillé ci-dessous montre toutes les différences.
| Metric | ING | justTRADE | Difference |
|---|---|---|---|
| Order fee per trade | 9.90 € | 0.00 € | 9.90 € cheaper at justTRADE |
| 10y savings plan cost @ €100/month | 1.188 € | 0 € | 1.188 € cheaper at justTRADE |
| Free ETF savings plans | 0 | 150 | +150 more at justTRADE |
| Available exchanges | 5 | 3 | +2 more at ING |
| BMInsider rating | 3.5/5 | 3.8/5 | +0.3 at justTRADE |
All fees, products, and platform features compared side-by-side. The "Winner" column shows which broker leads in each category.
| Feature | ING | justTRADE | Winner |
|---|---|---|---|
| Fees & Costs | |||
| Order Fee | 4.90€ + 0.25% (min 9.90€) | 0€ (min 500€ volume d'ordre) | justTRADE |
| ETF Savings Plan Fee | 1.75% | 0€ | justTRADE |
| Account Fee | 0€/an | 0€/an | Tie |
| Minimum Deposit | 0€ | 0€ | Tie |
| Interest on Cash | 0% | 0% | Tie |
| Product Range | |||
| Stocks | Tie | ||
| ETFs | Tie | ||
| Crypto | justTRADE | ||
| Options | Tie | ||
| CFDs | Tie | ||
| Fractional Shares | Tie | ||
| Number of Exchanges | Xetra, Frankfurt, Négociation directe | LS Exchange, Quotrix, Tradegate | ING |
| Platform & Tools | |||
| Mobile App | Tie | ||
| Desktop Platform | Tie | ||
| Demo Account | Tie | ||
| Security & Regulation | |||
| Régulé par | BaFin | BaFin | Tie |
| Garantie des dépôts | 100.000€ | 100.000€ | Tie |
| Founded | 1991 | 2019 | Tie |
| Overall Rating | |||
| Rating | ★★★★★ | ★★★★★ | justTRADE |
Depending on your strategy and experience, one broker fits better. Here's how to decide:
Low barriers, simple app, demo account and no hidden costs — perfect to get started.
More about justTRADE →Low per-order fees, many trading venues and derivatives access — important if you trade regularly.
More about justTRADE →Free savings plans, interest on cash and no custody fee — what matters when you buy & hold.
More about justTRADE →ING propose la négociation de titres dans le cadre de son offre bancaire complète. Pour les clients qui veulent compte courant et courtage sous un même toit.
Particularly suitable for: Clients de banque universelle, Investisseurs occasionnels, Plan d'épargne.
justTRADE propose un trading entièrement gratuit à partir de €500 de volume d'ordre. L'un des courtiers les moins chers d'Allemagne.
Particularly suitable for: Transactions gratuites, Crypto + Actions, Investisseurs attentifs aux frais.
Both brokers are EU-regulated and aim at retail investors, but their fee models, asset coverage and target audiences diverge sharply. ING stands out with "Banque universelle établie" while justTRADE differentiates itself through "0 € par transaction". Our rating: ING 3.5/5, justTRADE 3.8/5 — but the better choice depends on your trading frequency, asset class and tax residency. The sections below break down where each broker wins.
ING's edge shows up clearest where its strengths matter most: "Banque universelle établie" makes it the natural fit for investors who prioritise exactly that. Pair it with its rating of 3.5/5 and you have a broker that delivers when the use case lines up. The trade-off — "Frais d'ordre élevés" — only bites if it touches your workflow. If it does not, ING is the cleaner pick.
justTRADE pulls ahead where "0 € par transaction" is decisive. With a rating of 3.8/5 it covers a different investor profile than ING — the question is whether that profile is yours. Note the limitation "Min. 500 € par ordre"; it does not affect every workflow, but where it does, plan around it. For everyone else, justTRADE delivers a sharper edge than the comparison fees alone suggest.
For German residents both brokers withhold the Abgeltungssteuer (25% + Soli + church tax) automatically when they are registered as a German tax intermediary; if not, gains must be declared via Anlage KAP. Austrian investors need a "steuereinfacher" broker to avoid the manual E1kv form — check each broker's status. Swiss residents settle gains via the annual Steuererklärung regardless; only Verrechnungssteuer is withheld at source for CH-listed names. Compare exemption order (Freistellungsauftrag) limits and Steuerbescheinigung delivery timing before deciding.
Take a realistic mid-sized portfolio: €5,000 invested, one trade per month over a year, plus a quarterly rebalance. On ING the dominant cost driver is order commission plus any FX conversion if you buy US stocks. On justTRADE the model differs — depending on the listing venue and whether savings plans are free, your annual carry can land 30-70% below or above the alternative. The honest answer: run your own use-case through each broker's fee calculator before committing. The headline rates rarely tell the full story once spreads, FX and inactivity fees are stacked.
There is no universal winner between ING (3.5/5) and justTRADE (3.8/5) — the right broker is the one whose strengths align with your three or four highest-priority use cases. If "Banque universelle établie" matches yours, ING is the cleaner pick. If "0 € par transaction" matches yours, justTRADE pulls ahead. Open both demo accounts before committing real capital; ten minutes in each interface tells you more than any review.
Answers to the most common questions about ING vs justTRADE.
Sur les frais d’ordre, justTRADE est en tête avec 0€ (min 500€ Ordervolumen), tandis que ING facture 4.90€ + 0.25% (min 9.90€). Attention : chez les courtiers CFD, les spreads ajoutent un coût caché — le prix nominal le plus bas n’est pas toujours le moins cher au total.
ING est régulé par BaFin, justTRADE par BaFin. Les deux sont soumis à la supervision européenne. Garantie des dépôts : ING 100.000€, justTRADE 100.000€.
Pour les clients de l’espace germanophone, la langue, la régulation BaFin et la simplicité fiscale comptent le plus. Consultez les lignes « Régulé par » et « Langues » — les courtiers centrés sur l’Europe continentale ont généralement l’avantage.
justTRADE propose des plans ETF programmés gratuits à partir de 25€. Si l’investissement programmé compte pour vous, c’est un avantage net.
Les deux relèvent de la garantie des dépôts de leur régulateur. ING : 100.000€, justTRADE : 100.000€. Les titres sont conservés séparément du bilan et restent protégés en cas d’insolvabilité du courtier.
Aucun des deux courtiers ne verse actuellement d’intérêts significatifs sur les liquidités non investies. Si le rendement du cash compte, cherchez ailleurs.
Les deux proposent des applications natives bien notées sur les stores. La meilleure dépend de vos besoins — testez les deux avec un compte démo si possible.
Un second compte est utile si un courtier offre des fonctions que l’autre n’a pas (options, crypto, plus de bourses…). Un changement complet ne vaut la peine que si l’écart de coûts ou les fonctions manquantes sont significatifs.
Sign up with the broker that fits your strategy. Both are regulated and offer a demo account to test risk-free.
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