World Acceptance Corporation

Valuation Analysis

About the Company

World Acceptance Corporation en bref

World Acceptance Corporation (WRLD) is currently trading at 155,13 € with a market capitalization of 720 M €. The trailing P/E ratio stands at 25.9x, with a forward P/E of 12.6x. The 52-week range spans from 95,89 € to 161,69 €; the current price is 4.1% below the yearly high. Year-over-year revenue growth stands at +7.3%. The net profit margin stands at 5.91%.

💰 Dividende

World Acceptance Corporation currently does not pay a dividend. The company typically reinvests its earnings into growth initiatives and product development.

📊 Avis des analystes

1 analystes évaluent World Acceptance Corporation (WRLD) au consensus : None. L'objectif de cours moyen est de 122,92 €, soit un potentiel de -20.76% par rapport au cours actuel. La fourchette des objectifs de cours des analystes va de 122,92 € à 122,92 €.

World Acceptance Corporation : la thèse d'investissement en détail

World Acceptance Corporation (WRLD) operates in the Financial Services — specifically Credit Services — and is headquartered in United States. Below is a structured read of the investment case built directly from the latest fundamentals, valuation multiples, analyst positioning and smart-money flows. Each section translates raw numbers into the investment logic they imply, so you can decide whether the risk/reward fits your portfolio.

Le scénario haussier

With a gross margin near 67.75%, the company sits in the top tier of its industry — these are the kinds of structural margins that protect earnings during downturns.

Le scénario baissier

Short interest sits at 279.44% of float — a meaningful contingent of professionals is positioned for the share to fall, which deserves attention even if their thesis may turn out to be wrong.

Valorisation en contexte

With a PEG ratio of 0.7, the price-to-earnings multiple is actually below the company's growth rate — classic value-meets-growth territory that Peter Lynch would have called a 'GARP' opportunity.

À surveiller

• The forward P/E of 12.6x is meaningfully below the trailing 25.9x — analysts expect earnings to step up; the next earnings release is the test.
• The share is trading at 90% of its 52-week range — a break above the recent high opens technical upside, a failure here often invites profit-taking.

Thèse d'investissement : forces et faiblesses

Aperçu technique

Price trades above both the 50- and 200-day moving averages, with 50d above 200d — a classic bullish setup (golden-cross alignment).

Profil de risque

The data points to market-like volatility, elevated short interest (279.44%), higher leverage relative to equity.

Trading Data

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