SoFi Technologies
SOFI Large CapFinancial Services · Credit Services
Mis à jour: Jun 18, 2026, 22:21 UTC
Price Chart
Indicateurs clés
Valuation Analysis
About the Company
SoFi Technologies en bref
SoFi Technologies (SOFI) is currently trading at 15,63 € with a market capitalization of 20,0 Md €. The trailing P/E ratio stands at 39.8x, with a forward P/E of 21.94x. The 52-week range spans from 12,78 € to 28,56 €; the current price is 45.3% below the yearly high. Year-over-year revenue growth stands at +42.5%. The net profit margin stands at 14.76%.
💰 Dividende
SoFi Technologies currently does not pay a dividend. The company typically reinvests its earnings into growth initiatives and product development.
📊 Avis des analystes
20 analystes évaluent SoFi Technologies (SOFI) au consensus : Conserver. L'objectif de cours moyen est de 18,24 €, soit un potentiel de +16.69% par rapport au cours actuel. La fourchette des objectifs de cours des analystes va de 10,47 € à 27,05 €.
SoFi Technologies : la thèse d'investissement en détail
SoFi Technologies (SOFI) operates in the Financial Services — specifically Credit Services — and is headquartered in United States. Below is a structured read of the investment case built directly from the latest fundamentals, valuation multiples, analyst positioning and smart-money flows. Each section translates raw numbers into the investment logic they imply, so you can decide whether the risk/reward fits your portfolio.
Le scénario haussier
Top-line momentum is unusually strong with revenue expanding 42.5% year-over-year, a pace that puts the company well above the market average and signals genuine demand traction rather than mere cyclical tailwind. With a gross margin near 83.51%, the company sits in the top tier of its industry — these are the kinds of structural margins that protect earnings during downturns.
Le scénario baissier
With a beta near 2.15, the share price moves sharply more than the broader market — drawdowns in market corrections can be unusually severe and require strong nerves. Short interest sits at 14.71% of float — a meaningful contingent of professionals is positioned for the share to fall, which deserves attention even if their thesis may turn out to be wrong. Our valuation screen flags the stock as overvalued — current multiples imply the business needs to deliver well above its recent trajectory to justify the price.
Valorisation en contexte
With a PEG ratio of 0.83, the price-to-earnings multiple is actually below the company's growth rate — classic value-meets-growth territory that Peter Lynch would have called a 'GARP' opportunity.
À surveiller
- The forward P/E of 21.94x is meaningfully below the trailing 39.8x — analysts expect earnings to step up; the next earnings release is the test.
- The price sits in the lower quartile of the 52-week range — value hunters often start scaling in around this zone if fundamentals hold.
Thèse d'investissement : forces et faiblesses
- Forte croissance du CA de 42.5% sur un an
- Marge brute élevée de 83.51% — signe d'un pouvoir de fixation des prix
- Bilan solide avec faible endettement (D/E 17.72)
- –Actuellement jugée surévaluée
- –Forte volatilité (Bêta 2.15)
- –Positions vendeuses élevées (14.71%)
Aperçu technique
The price is in a transition zone relative to the moving averages — no clear signal.
Profil de risque
The data points to above-average price swings, elevated short interest (14.71%).
Trading Data
Related Stocks in the Same Sector
More Services Financiers stocks
Top peers in the same sector — ranked by market cap.
Where can I buy SoFi Technologies?
Compare top-rated brokers — low fees, trusted providers, fully regulated.
Live Market Data
Real-time chart, financials, earnings, analysts, insider trades, events & news