PayPal

Valuation Analysis

About the Company

PayPal en bref

PayPal (PYPL) is currently trading at 37,10 € with a market capitalization of 32,7 Md €. The trailing P/E ratio stands at 7.98x, with a forward P/E of 7.38x. The 52-week range spans from 33,56 € to 69,38 €; the current price is 46.5% below the yearly high. Year-over-year revenue growth stands at +7.2%. The net profit margin stands at 15%.

💰 Dividende

PayPal pays an annual dividend of 0,49 € per share, representing a yield of 1.32%. The payout ratio stands at 5.25%.

📊 Avis des analystes

33 analystes évaluent PayPal (PYPL) au consensus : Conserver. L'objectif de cours moyen est de 44,98 €, soit un potentiel de +21.25% par rapport au cours actuel. La fourchette des objectifs de cours des analystes va de 27,93 € à 128,62 €.

PayPal : la thèse d'investissement en détail

PayPal (PYPL) operates in the Financial Services — specifically Credit Services — and is headquartered in United States. Below is a structured read of the investment case built directly from the latest fundamentals, valuation multiples, analyst positioning and smart-money flows. Each section translates raw numbers into the investment logic they imply, so you can decide whether the risk/reward fits your portfolio.

Le scénario haussier

The combination of a 40.93% gross margin and 17.97% operating margin shows the business converts revenue into profit efficiently — a hallmark of competitive moat. Return on equity of 25.12% places management among the most capital-efficient operators in the public market — every euro of shareholder capital is working hard. Free cash flow is positive and net margins stand at 15%, meaning reported earnings translate into real cash that can fund buybacks, dividends or strategic acquisitions.

Valorisation en contexte

With a PEG ratio of 0.79, the price-to-earnings multiple is actually below the company's growth rate — classic value-meets-growth territory that Peter Lynch would have called a 'GARP' opportunity. The EV/EBITDA multiple of 6.21x is below the historical equity-market average — strategic acquirers would find the cash-flow profile attractive at this level.

À surveiller

• The price sits in the lower quartile of the 52-week range — value hunters often start scaling in around this zone if fundamentals hold.
• The analyst consensus price target implies 21.25% upside — if the next two quarters confirm the underlying thesis, target hikes typically follow.

Thèse d'investissement : forces et faiblesses

Aperçu technique

Price is below both the 50- and 200-day moving averages, with 50d below 200d — a bearish picture (death-cross alignment).

Profil de risque

The data points to market-like volatility, elevated short interest (6.26%).

Trading Data

💵 Dividend Info

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