Navient Corporation
NAVI Small CapFinancial Services · Credit Services
Mis à jour: Aug 2, 2026, 22:14 UTC
Price Chart
Indicateurs clés
Valuation Analysis
About the Company
Navient Corporation en bref
Navient Corporation (NAVI) is currently trading at 7,27 € with a market capitalization of 684 M €. The 52-week range spans from 6,36 € to 12,03 €; the current price is 39.5% below the yearly high. Year-over-year revenue growth stands at -0.8%.
💰 Dividende
Navient Corporation pays an annual dividend of 0,55 € per share, representing a yield of 7.63%. The payout ratio stands at 200%. The elevated payout ratio reflects a mature dividend policy.
📊 Avis des analystes
8 analystes évaluent Navient Corporation (NAVI) au consensus : Conserver. L'objectif de cours moyen est de 7,86 €, soit un potentiel de +8.02% par rapport au cours actuel. La fourchette des objectifs de cours des analystes va de 6,94 € à 11,27 €.
Navient Corporation : la thèse d'investissement en détail
Navient Corporation (NAVI) operates in the Financial Services — specifically Credit Services — and is headquartered in United States. Below is a structured read of the investment case built directly from the latest fundamentals, valuation multiples, analyst positioning and smart-money flows. Each section translates raw numbers into the investment logic they imply, so you can decide whether the risk/reward fits your portfolio.
Le scénario haussier
With a gross margin near 100%, the company sits in the top tier of its industry — these are the kinds of structural margins that protect earnings during downturns.
Le scénario baissier
Revenue is contracting at -0.8% year-over-year — until that trend reverses, valuation is exposed to further downgrades. Net margins remain negative, meaning every euro of revenue is still producing losses — the path to profitability is the central question for shareholders. The debt-to-equity ratio of 1900% is elevated, meaning the company relies heavily on creditors — refinancing terms will become more important than operational performance in the next economic downturn.
Valorisation en contexte
With a PEG ratio of 0.13, the price-to-earnings multiple is actually below the company's growth rate — classic value-meets-growth territory that Peter Lynch would have called a 'GARP' opportunity.
À surveiller
- The price sits in the lower quartile of the 52-week range — value hunters often start scaling in around this zone if fundamentals hold.
Thèse d'investissement : forces et faiblesses
- Marge brute élevée de 100% — signe d'un pouvoir de fixation des prix
- Rendement du dividende solide de 7.63%
- –CA en contraction (-0.8% sur un an)
- –Actuellement non rentable
- –Endettement élevé (D/E 1900)
- –Positions vendeuses élevées (24.54%)
Aperçu technique
The price is in a transition zone relative to the moving averages — no clear signal.
Profil de risque
The data points to market-like volatility, elevated short interest (24.54%), higher leverage relative to equity.
Trading Data
💵 Dividend Info
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