Banca Generali

Valuation Analysis

About the Company

Banca Generali en bref

Banca Generali (BGN.MI) is currently trading at 65,35 € with a market capitalization of 6,5 Md €. The trailing P/E ratio stands at 14.18x, with a forward P/E of 17.01x. The 52-week range spans from 45,88 € to 66,95 €; the current price is 2.4% below the yearly high. Year-over-year revenue growth stands at +43.4%. The net profit margin stands at 46.06%.

💰 Dividende

Banca Generali pays an annual dividend of 2,90 € per share, representing a yield of 4.44%. The payout ratio stands at 61.87%.

📊 Avis des analystes

7 analystes évaluent Banca Generali (BGN.MI) au consensus : Acheter. L'objectif de cours moyen est de 70,97 €, soit un potentiel de +8.6% par rapport au cours actuel. La fourchette des objectifs de cours des analystes va de 65,00 € à 76,50 €.

Banca Generali : la thèse d'investissement en détail

Banca Generali (BGN.MI) operates in the Financial Services — specifically Banks - Regional — and is headquartered in Italy. Below is a structured read of the investment case built directly from the latest fundamentals, valuation multiples, analyst positioning and smart-money flows. Each section translates raw numbers into the investment logic they imply, so you can decide whether the risk/reward fits your portfolio.

Le scénario haussier

Top-line momentum is unusually strong with revenue expanding 43.4% year-over-year, a pace that puts the company well above the market average and signals genuine demand traction rather than mere cyclical tailwind. Return on equity of 36.49% places management among the most capital-efficient operators in the public market — every euro of shareholder capital is working hard. Our valuation screen flags the stock as undervalued relative to its fundamentals — multiples are running below where the cash flow profile would normally justify.

Valorisation en contexte

At a PEG of 15.22, investors are paying more than three times the growth rate for each unit of earnings — that pricing assumes growth not only continues but accelerates from here.

À surveiller

• The share is trading at 92.4% of its 52-week range — a break above the recent high opens technical upside, a failure here often invites profit-taking.
• The dividend yield near 4.44% combined with a payout ratio of 61.87% leaves room for further hikes — a track record of consecutive raises is a strong income signal.

Thèse d'investissement : forces et faiblesses

Aperçu technique

Price trades above both the 50- and 200-day moving averages, with 50d above 200d — a classic bullish setup (golden-cross alignment).

Profil de risque

The data points to relatively defensive market behavior.

Trading Data

💵 Dividend Info

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