Trade Republic Interest Rate 2026
Current rate, conditions, tax treatment and alternatives compared.
Conditions & Details
| Interest Rate | 3.25% p.a. |
| Interest Type | Tagesgeld |
| Conditions | Auf gesamtes Guthaben, sofort verfügbar, keine Obergrenze |
| Min. Deposit | 0€ |
| Account Fee | 0€/Jahr |
| Deposit Protection | 100.000€ |
| Regulated by | BaFin |
Tax Treatment
Austria: Interest is subject to capital gains tax (KESt) of 27.5%. The broker automatically remits the tax to the tax authority.
Germany: Interest is taxed at the flat rate of 25% + 5.5% solidarity surcharge = 26.375%. Up to the saver's allowance (€1,000 / €2,000 for married couples) is tax-free.
Alternatives with Interest
⚠ Disclosure: Some links on this page are affiliate links. We may receive a commission if you open an account through our links. This does not affect our editorial evaluation. All information is provided for educational purposes only and does not constitute investment advice.