Interactive Brokers Interest Rate 2026
Current rate, conditions, tax treatment and alternatives compared.
Conditions & Details
| Interest Rate | 4.33% p.a. |
| Interest Type | Benchmark-basiert (Fed Funds Rate) |
| Conditions | Auf USD-Guthaben über $10.000, gestaffelt nach Kontomodell |
| Min. Deposit | 0€ |
| Account Fee | 0€/Jahr |
| Deposit Protection | $500.000 (SIPC) |
| Regulated by | SEC / FCA / BaFin |
Tax Treatment
Austria: Interest is subject to capital gains tax (KESt) of 27.5%. The broker automatically remits the tax to the tax authority.
Germany: Interest is taxed at the flat rate of 25% + 5.5% solidarity surcharge = 26.375%. Up to the saver's allowance (€1,000 / €2,000 for married couples) is tax-free.
Alternatives with Interest
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