DEGIRO
★★★★★4.0/5
Strengths
- 50+ bourses dans le monde
- Frais bas
- Options & Futures
- Accès aux marchés asiatiques
Weaknesses
- Pas de plan d'épargne
- Pas de crypto
Best for
International Stocks
Go to DEGIRO →* Affiliate link · no extra cost for you
Broker Comparison 2026
DEGIRO vs. Trade Republic
Detailed comparison of all fees, features, and suitability — updated for 2026.
DEGIRO
vs
Trade Republic
Our Recommendation
DEGIRO est le meilleur choix pour International Stocks, tandis que Trade Republic se distingue pour Beginners. Celui qui vous convient dépend de votre stratégie — le comparatif détaillé ci-dessous montre toutes les différences.
Numeric Comparison
| Metric | DEGIRO | Trade Republic | Difference |
|---|---|---|---|
| Order fee per trade | 2.00 € | 1.00 € | 1.00 € cheaper at Trade Republic |
| 10y savings plan cost @ €100/month | 240 € | 0 € | 240 € cheaper at Trade Republic |
| Interest on €10,000 cash (1 year) | — | 3.25 % = 325 € | +325 € more at Trade Republic / year |
| Free ETF savings plans | 0 | 2.200 | +2.200 more at Trade Republic |
| Available exchanges | 8 | 1 | +7 more at DEGIRO |
| BMInsider rating | 4.0/5 | 4.3/5 | +0.3 at Trade Republic |
Bottom line: on €10,000 cash Trade Republic earns about 3.250 € more interest over 10 years.
Trade Republic
★★★★★4.3/5
Strengths
- 1 € par transaction
- Plans d'épargne gratuits
- 3,25 % d'intérêts sur les liquidités
- Application simple à utiliser
- Crypto disponible
Weaknesses
- Une seule bourse (LS Exchange)
- Pas d'options/futures
Best for
Beginners
Go to Trade Republic →* Affiliate link · no extra cost for you
Detailed Comparison
All fees, products, and platform features compared side-by-side. The "Winner" column shows which broker leads in each category.
| Feature | DEGIRO | Trade Republic | Winner |
|---|---|---|---|
| Fees & Costs | |||
| Order Fee | 2€ + 0.03% (Europa) / 2€ + 0.05% (USA) | 1€ par ordre | Trade Republic |
| ETF Savings Plan Fee | - | 0€ | Trade Republic |
| Account Fee | 0€/an + 2.50€ frais de connectivité/bourse/an | 0€/an | Trade Republic |
| Minimum Deposit | 0€ | 0€ | Tie |
| Interest on Cash | 0% | 3.25% | Trade Republic |
| Product Range | |||
| Stocks | Tie | ||
| ETFs | Tie | ||
| Crypto | Trade Republic | ||
| Options | DEGIRO | ||
| CFDs | Tie | ||
| Fractional Shares | Trade Republic | ||
| Number of Exchanges | Xetra, Euronext, NYSE | LS Exchange | DEGIRO |
| Platform & Tools | |||
| Mobile App | Tie | ||
| Desktop Platform | Tie | ||
| Demo Account | Tie | ||
| Security & Regulation | |||
| Regulated by | AFM / BaFin | BaFin | Tie |
| Deposit Protection | 100.000€ | 100.000€ | Tie |
| Founded | 2013 | 2015 | Tie |
| Overall Rating | |||
| Rating | ★★★★★ | ★★★★★ | Trade Republic |
Which Broker for Whom?
Depending on your strategy and experience, one broker fits better. Here's how to decide:
For Beginners
Trade Republic
Low barriers, simple app, demo account and no hidden costs — perfect to get started.
More about Trade Republic →For Active Traders
DEGIRO
Low per-order fees, many trading venues and derivatives access — important if you trade regularly.
More about DEGIRO →For Long-Term Investors
Trade Republic
Free savings plans, interest on cash and no custody fee — what matters when you buy & hold.
More about Trade Republic →Detailed Assessment
Who is DEGIRO?
DEGIRO offers access to 50+ exchanges worldwide at low fees. Ideal for internationally diversified portfolios.
Strengths in Detail
- 50+ bourses dans le monde
- Frais bas
- Options & Futures
- Accès aux marchés asiatiques
Weaknesses
- Pas de plan d'épargne
- Pas de crypto
- Pas d'intérêts sur les liquidités
- Fiscalité non simplifiée pour l'Autriche
Who is DEGIRO worth it for?
Particularly suitable for: Actions internationales, Traders actifs, Investisseurs avancés.
Who is Trade Republic?
Trade Republic is a German neo-broker with extremely low fees (€1 per trade) and free ETF savings plans. Ideal for beginners and savings plan investors.
Strengths in Detail
- 1 € par transaction
- Plans d'épargne gratuits
- 3,25 % d'intérêts sur les liquidités
- Application simple à utiliser
- Crypto disponible
Weaknesses
- Une seule bourse (LS Exchange)
- Pas d'options/futures
- Types d'ordres limités
- Pas de client de bureau
Who is Trade Republic worth it for?
Particularly suitable for: Débutants, Investisseurs en plan d'épargne, Mobile-First.
Which one fits you — DEGIRO or Trade Republic?
Both brokers are EU-regulated and aim at retail investors, but their fee models, asset coverage and target audiences diverge sharply. DEGIRO stands out with "50+ bourses dans le monde" while Trade Republic differentiates itself through "1 € par transaction". Our rating: DEGIRO 4.0/5, Trade Republic 4.3/5 — but the better choice depends on your trading frequency, asset class and tax residency. The sections below break down where each broker wins.
When DEGIRO is the better choice
DEGIRO's edge shows up clearest where its strengths matter most: "50+ bourses dans le monde" makes it the natural fit for investors who prioritise exactly that. Pair it with its rating of 4.0/5 and you have a broker that delivers when the use case lines up. The trade-off — "Pas de plan d'épargne" — only bites if it touches your workflow. If it does not, DEGIRO is the cleaner pick.
When Trade Republic is the better choice
Trade Republic pulls ahead where "1 € par transaction" is decisive. With a rating of 4.3/5 it covers a different investor profile than DEGIRO — the question is whether that profile is yours. Note the limitation "Une seule bourse (LS Exchange)"; it does not affect every workflow, but where it does, plan around it. For everyone else, Trade Republic delivers a sharper edge than the comparison fees alone suggest.
Tax handling in DE/AT/CH
For German residents both brokers withhold the Abgeltungssteuer (25% + Soli + church tax) automatically when they are registered as a German tax intermediary; if not, gains must be declared via Anlage KAP. Austrian investors need a "steuereinfacher" broker to avoid the manual E1kv form — check each broker's status. Swiss residents settle gains via the annual Steuererklärung regardless; only Verrechnungssteuer is withheld at source for CH-listed names. Compare exemption order (Freistellungsauftrag) limits and Steuerbescheinigung delivery timing before deciding.
Cost example: €5,000 portfolio, 12 trades/year
Take a realistic mid-sized portfolio: €5,000 invested, one trade per month over a year, plus a quarterly rebalance. On DEGIRO the dominant cost driver is order commission plus any FX conversion if you buy US stocks. On Trade Republic the model differs — depending on the listing venue and whether savings plans are free, your annual carry can land 30-70% below or above the alternative. The honest answer: run your own use-case through each broker's fee calculator before committing. The headline rates rarely tell the full story once spreads, FX and inactivity fees are stacked.
Bottom line
There is no universal winner between DEGIRO (4.0/5) and Trade Republic (4.3/5) — the right broker is the one whose strengths align with your three or four highest-priority use cases. If "50+ bourses dans le monde" matches yours, DEGIRO is the cleaner pick. If "1 € par transaction" matches yours, Trade Republic pulls ahead. Open both demo accounts before committing real capital; ten minutes in each interface tells you more than any review.
Frequently Asked Questions
Answers to the most common questions about DEGIRO vs Trade Republic.
For order fees, Trade Republic leads at 1€ pro Order, while DEGIRO charges 2€ + 0.03% (Europa) / 2€ + 0.05% (USA). Note: with CFD brokers, spreads add hidden cost — the lower nominal price isn't always cheaper overall.
DEGIRO is regulated by AFM / BaFin, Trade Republic by BaFin. Both fall under EU oversight. Deposit protection: DEGIRO 100.000€, Trade Republic 100.000€.
For German/Austrian customers, language, BaFin regulation and tax-simple status often matter most. Check the 'Regulated by' and 'Languages' rows — DACH-focused brokers usually have the edge.
Trade Republic offers free ETF savings plans from 1€. If a savings plan matters to you, that's a clear edge.
Both are covered under their home regulator's deposit protection. DEGIRO: 100.000€, Trade Republic: 100.000€. Securities are held in segregated accounts and protected in case of broker insolvency.
Trade Republic leads on cash interest at 3.25%. Watch the conditions — some brokers require a paid plan or cap the amount.
Both offer native mobile apps with good app-store ratings. Which is better depends on your needs — try both with a demo account if available.
A second broker makes sense when one offers features the other lacks (e.g. options, crypto, more exchanges). A full switch is only worth it if the cost difference or missing features are significant.
Ready to Get Started?
Sign up with the broker that fits your strategy. Both are regulated and offer a demo account to test risk-free.