Western Union Company (The)

Valuation Analysis

About the Company

Western Union Company (The) en bref

Western Union Company (The) (WU) is currently trading at 6,21 € with a market capitalization of 1,9 Md €. The trailing P/E ratio stands at 5.24x, with a forward P/E of 3.71x. The 52-week range spans from 6,18 € to 9,02 €; the current price is 31.2% below the yearly high. Year-over-year revenue growth stands at -0.1%. The net profit margin stands at 10.88%.

💰 Dividende

Western Union Company (The) pays an annual dividend of 0,82 € per share, representing a yield of 13.19%. The payout ratio stands at 69.12%.

📊 Avis des analystes

13 analystes évaluent Western Union Company (The) (WU) au consensus : Underperform. L'objectif de cours moyen est de 7,92 €, soit un potentiel de +27.4% par rapport au cours actuel. La fourchette des objectifs de cours des analystes va de 6,10 € à 9,59 €.

Western Union Company (The) : la thèse d'investissement en détail

Western Union Company (The) (WU) operates in the Financial Services — specifically Credit Services — and is headquartered in United States. Below is a structured read of the investment case built directly from the latest fundamentals, valuation multiples, analyst positioning and smart-money flows. Each section translates raw numbers into the investment logic they imply, so you can decide whether the risk/reward fits your portfolio.

Le scénario haussier

Return on equity of 47.66% places management among the most capital-efficient operators in the public market — every euro of shareholder capital is working hard. Our valuation screen flags the stock as undervalued relative to its fundamentals — multiples are running below where the cash flow profile would normally justify.

Le scénario baissier

Revenue is contracting at -0.1% year-over-year — until that trend reverses, valuation is exposed to further downgrades. The debt-to-equity ratio of 288.12% is elevated, meaning the company relies heavily on creditors — refinancing terms will become more important than operational performance in the next economic downturn. Short interest sits at 18.64% of float — a meaningful contingent of professionals is positioned for the share to fall, which deserves attention even if their thesis may turn out to be wrong.

Valorisation en contexte

The EV/EBITDA multiple of 4.5x is below the historical equity-market average — strategic acquirers would find the cash-flow profile attractive at this level.

À surveiller

• The forward P/E of 3.71x is meaningfully below the trailing 5.24x — analysts expect earnings to step up; the next earnings release is the test.
• The price sits in the lower quartile of the 52-week range — value hunters often start scaling in around this zone if fundamentals hold.
• The dividend yield near 13.19% combined with a payout ratio of 69.12% leaves room for further hikes — a track record of consecutive raises is a strong income signal.
• The analyst consensus price target implies 27.4% upside — if the next two quarters confirm the underlying thesis, target hikes typically follow.

Thèse d'investissement : forces et faiblesses

Aperçu technique

Price is below both the 50- and 200-day moving averages, with 50d below 200d — a bearish picture (death-cross alignment).

Profil de risque

The data points to relatively defensive market behavior, elevated short interest (18.64%), higher leverage relative to equity.

Trading Data

💵 Dividend Info

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