The Bancorp, Inc.

Valuation Analysis

About the Company

The Bancorp, Inc. en bref

The Bancorp, Inc. (TBBK) is currently trading at 49,02 € with a market capitalization of 2,0 Md €. The trailing P/E ratio stands at 10.93x, with a forward P/E of 6.96x. The 52-week range spans from 43,81 € to 71,25 €; the current price is 31.2% below the yearly high. Year-over-year revenue growth stands at +4.1%. The net profit margin stands at 43.49%.

💰 Dividende

The Bancorp, Inc. currently does not pay a dividend. The company typically reinvests its earnings into growth initiatives and product development.

📊 Avis des analystes

3 analystes évaluent The Bancorp, Inc. (TBBK) au consensus : None. L'objectif de cours moyen est de 63,42 €, soit un potentiel de +29.37% par rapport au cours actuel. La fourchette des objectifs de cours des analystes va de 61,09 € à 66,32 €.

The Bancorp, Inc. : la thèse d'investissement en détail

The Bancorp, Inc. (TBBK) operates in the Financial Services — specifically Banks - Regional — and is headquartered in United States. Below is a structured read of the investment case built directly from the latest fundamentals, valuation multiples, analyst positioning and smart-money flows. Each section translates raw numbers into the investment logic they imply, so you can decide whether the risk/reward fits your portfolio.

Le scénario haussier

Return on equity of 30.28% places management among the most capital-efficient operators in the public market — every euro of shareholder capital is working hard. Our valuation screen flags the stock as undervalued relative to its fundamentals — multiples are running below where the cash flow profile would normally justify.

Le scénario baissier

Revenue growth has slowed to just 4.1%, which is below nominal GDP — the business is no longer outgrowing the broader economy. Short interest sits at 13.28% of float — a meaningful contingent of professionals is positioned for the share to fall, which deserves attention even if their thesis may turn out to be wrong.

Valorisation en contexte

The PEG ratio at 1.07 sits in the reasonable zone — the price tag is roughly aligned with the company's growth profile, neither punishing nor euphoric.

À surveiller

• The forward P/E of 6.96x is meaningfully below the trailing 10.93x — analysts expect earnings to step up; the next earnings release is the test.
• The price sits in the lower quartile of the 52-week range — value hunters often start scaling in around this zone if fundamentals hold.
• The analyst consensus price target implies 29.37% upside — if the next two quarters confirm the underlying thesis, target hikes typically follow.

Thèse d'investissement : forces et faiblesses

Aperçu technique

Price is below both the 50- and 200-day moving averages, with 50d below 200d — a bearish picture (death-cross alignment).

Profil de risque

The data points to market-like volatility, elevated short interest (13.28%).

Trading Data

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