Primerica, Inc.

Valuation Analysis

About the Company

Primerica, Inc. en bref

Primerica, Inc. (PRI) is currently trading at 245,45 € with a market capitalization of 7,7 Md €. The trailing P/E ratio stands at 11.81x, with a forward P/E of 10.63x. The 52-week range spans from 200,58 € to 251,09 €; the current price is 2.2% below the yearly high. Year-over-year revenue growth stands at +8.1%. The net profit margin stands at 22.61%.

💰 Dividende

Primerica, Inc. pays an annual dividend of 3,91 € per share, representing a yield of 1.59%. The payout ratio stands at 18.13%.

📊 Avis des analystes

6 analystes évaluent Primerica, Inc. (PRI) au consensus : Acheter. L'objectif de cours moyen est de 260,22 €, soit un potentiel de +6.02% par rapport au cours actuel. La fourchette des objectifs de cours des analystes va de 229,27 € à 280,71 €.

Primerica, Inc. : la thèse d'investissement en détail

Primerica, Inc. (PRI) operates in the Financial Services — specifically Insurance - Life — and is headquartered in United States. Below is a structured read of the investment case built directly from the latest fundamentals, valuation multiples, analyst positioning and smart-money flows. Each section translates raw numbers into the investment logic they imply, so you can decide whether the risk/reward fits your portfolio.

Le scénario haussier

With a gross margin near 71.55%, the company sits in the top tier of its industry — these are the kinds of structural margins that protect earnings during downturns. Return on equity of 32.34% places management among the most capital-efficient operators in the public market — every euro of shareholder capital is working hard. Free cash flow is positive and net margins stand at 22.61%, meaning reported earnings translate into real cash that can fund buybacks, dividends or strategic acquisitions.

Valorisation en contexte

The PEG ratio at 1.07 sits in the reasonable zone — the price tag is roughly aligned with the company's growth profile, neither punishing nor euphoric. The EV/EBITDA multiple of 9.08x is below the historical equity-market average — strategic acquirers would find the cash-flow profile attractive at this level.

Thèse d'investissement : forces et faiblesses

Aperçu technique

Price trades above both the 50- and 200-day moving averages, with 50d above 200d — a classic bullish setup (golden-cross alignment).

Profil de risque

The data points to relatively defensive market behavior.

Trading Data

💵 Dividend Info

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