Preferred Bank

Valuation Analysis

About the Company

Preferred Bank en bref

Preferred Bank (PFBC) is currently trading at 86,43 € with a market capitalization of 1,0 Md €. The trailing P/E ratio stands at 9.25x, with a forward P/E of 8.83x. The 52-week range spans from 69,90 € to 89,93 €; the current price is 3.9% below the yearly high. Year-over-year revenue growth stands at +3.3%. The net profit margin stands at 47.55%.

💰 Dividende

Preferred Bank pays an annual dividend of 2,79 € per share, representing a yield of 3.23%. The payout ratio stands at 35.95%.

📊 Avis des analystes

4 analystes évaluent Preferred Bank (PFBC) au consensus : None. L'objectif de cours moyen est de 90,54 €, soit un potentiel de +4.76% par rapport au cours actuel. La fourchette des objectifs de cours des analystes va de 87,27 € à 96,87 €.

Preferred Bank : la thèse d'investissement en détail

Preferred Bank (PFBC) operates in the Financial Services — specifically Banks - Regional — and is headquartered in United States. Below is a structured read of the investment case built directly from the latest fundamentals, valuation multiples, analyst positioning and smart-money flows. Each section translates raw numbers into the investment logic they imply, so you can decide whether the risk/reward fits your portfolio.

Le scénario haussier

Our valuation screen flags the stock as undervalued relative to its fundamentals — multiples are running below where the cash flow profile would normally justify.

Le scénario baissier

Revenue growth has slowed to just 3.3%, which is below nominal GDP — the business is no longer outgrowing the broader economy. Short interest sits at 10.78% of float — a meaningful contingent of professionals is positioned for the share to fall, which deserves attention even if their thesis may turn out to be wrong.

Valorisation en contexte

With a PEG ratio of 0.94, the price-to-earnings multiple is actually below the company's growth rate — classic value-meets-growth territory that Peter Lynch would have called a 'GARP' opportunity.

À surveiller

• The dividend yield near 3.23% combined with a payout ratio of 35.95% leaves room for further hikes — a track record of consecutive raises is a strong income signal.

Thèse d'investissement : forces et faiblesses

Aperçu technique

Price trades above both the 50- and 200-day moving averages, with 50d above 200d — a classic bullish setup (golden-cross alignment).

Profil de risque

The data points to relatively defensive market behavior, elevated short interest (10.78%).

Trading Data

💵 Dividend Info

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