PRA Group, Inc.

Valuation Analysis

About the Company

PRA Group, Inc. en bref

PRA Group, Inc. (PRAA) is currently trading at 13,02 € with a market capitalization of 497 M €. The 52-week range spans from 8,94 € to 19,66 €; the current price is 33.7% below the yearly high. Year-over-year revenue growth stands at +16.7%.

💰 Dividende

PRA Group, Inc. currently does not pay a dividend. The company typically reinvests its earnings into growth initiatives and product development.

📊 Avis des analystes

1 analystes évaluent PRA Group, Inc. (PRAA) au consensus : None. L'objectif de cours moyen est de 22,67 €, soit un potentiel de +74.03% par rapport au cours actuel. La fourchette des objectifs de cours des analystes va de 22,67 € à 22,67 €.

PRA Group, Inc. : la thèse d'investissement en détail

PRA Group, Inc. (PRAA) operates in the Financial Services — specifically Credit Services — and is headquartered in United States. Below is a structured read of the investment case built directly from the latest fundamentals, valuation multiples, analyst positioning and smart-money flows. Each section translates raw numbers into the investment logic they imply, so you can decide whether the risk/reward fits your portfolio.

Le scénario haussier

Revenue is growing at a healthy 16.7% pace year-over-year, suggesting the business model continues to find new customers and pricing power. Earnings growth of 711.1% is outpacing revenue, a sign of operational leverage — fixed costs are being absorbed across a larger base. With a gross margin near 100%, the company sits in the top tier of its industry — these are the kinds of structural margins that protect earnings during downturns.

Le scénario baissier

Net margins remain negative, meaning every euro of revenue is still producing losses — the path to profitability is the central question for shareholders. The debt-to-equity ratio of 356.97% is elevated, meaning the company relies heavily on creditors — refinancing terms will become more important than operational performance in the next economic downturn.

Valorisation en contexte

At a PEG of 5.82, investors are paying more than three times the growth rate for each unit of earnings — that pricing assumes growth not only continues but accelerates from here.

À surveiller

• The analyst consensus price target implies 74.03% upside — if the next two quarters confirm the underlying thesis, target hikes typically follow.

Thèse d'investissement : forces et faiblesses

Aperçu technique

The price is in a transition zone relative to the moving averages — no clear signal.

Profil de risque

The data points to market-like volatility, higher leverage relative to equity.

Trading Data

Related Stocks in the Same Sector

Where can I buy PRA Group, Inc.?

Compare top-rated brokers — low fees, trusted providers, fully regulated.