NMI Holdings Inc
NMIH Mid CapFinancial Services · Insurance - Specialty
Mis à jour: Jun 18, 2026, 22:21 UTC
Price Chart
Indicateurs clés
Valuation Analysis
About the Company
NMI Holdings Inc en bref
NMI Holdings Inc (NMIH) is currently trading at 32,67 € with a market capitalization of 2,5 Md €. The trailing P/E ratio stands at 7.62x, with a forward P/E of 6.93x. The 52-week range spans from 30,37 € to 37,66 €; the current price is 13.2% below the yearly high. Year-over-year revenue growth stands at +5.9%. The net profit margin stands at 53.82%.
💰 Dividende
NMI Holdings Inc currently does not pay a dividend. The company typically reinvests its earnings into growth initiatives and product development.
📊 Avis des analystes
7 analystes évaluent NMI Holdings Inc (NMIH) au consensus : None. L'objectif de cours moyen est de 40,22 €, soit un potentiel de +23.11% par rapport au cours actuel. La fourchette des objectifs de cours des analystes va de 37,49 € à 42,72 €.
NMI Holdings Inc : la thèse d'investissement en détail
NMI Holdings Inc (NMIH) operates in the Financial Services — specifically Insurance - Specialty — and is headquartered in United States. Below is a structured read of the investment case built directly from the latest fundamentals, valuation multiples, analyst positioning and smart-money flows. Each section translates raw numbers into the investment logic they imply, so you can decide whether the risk/reward fits your portfolio.
Le scénario haussier
With a gross margin near 76.01%, the company sits in the top tier of its industry — these are the kinds of structural margins that protect earnings during downturns. Free cash flow is positive and net margins stand at 53.82%, meaning reported earnings translate into real cash that can fund buybacks, dividends or strategic acquisitions. Our valuation screen flags the stock as undervalued relative to its fundamentals — multiples are running below where the cash flow profile would normally justify.
Valorisation en contexte
The EV/EBITDA multiple of 6.04x is below the historical equity-market average — strategic acquirers would find the cash-flow profile attractive at this level.
À surveiller
- The analyst consensus price target implies 23.11% upside — if the next two quarters confirm the underlying thesis, target hikes typically follow.
Thèse d'investissement : forces et faiblesses
- Rentable avec une marge nette de 53.82%
- Rentabilité élevée des capitaux propres (15.57% ROE)
- Marge brute élevée de 76.01% — signe d'un pouvoir de fixation des prix
- Actuellement jugée sous-évaluée
- Bilan solide avec faible endettement (D/E 16.17)
- Free cash flow positif
Aucun signal d'alerte significatif dans les indicateurs actuels.
Aperçu technique
Price is below both the 50- and 200-day moving averages, with 50d below 200d — a bearish picture (death-cross alignment).
Profil de risque
The data points to relatively defensive market behavior.
Trading Data
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