Hanmi Financial Corporation

Valuation Analysis

About the Company

Hanmi Financial Corporation en bref

Hanmi Financial Corporation (HAFC) is currently trading at 27,21 € with a market capitalization of 810 M €. The trailing P/E ratio stands at 11.65x, with a forward P/E of 9.13x. The 52-week range spans from 19,18 € to 27,89 €; the current price is 2.4% below the yearly high. Year-over-year revenue growth stands at +14.6%. The net profit margin stands at 30.62%.

💰 Dividende

Hanmi Financial Corporation pays an annual dividend of 0,98 € per share, representing a yield of 3.59%. The payout ratio stands at 40.67%.

📊 Avis des analystes

4 analystes évaluent Hanmi Financial Corporation (HAFC) au consensus : None. L'objectif de cours moyen est de 28,66 €, soit un potentiel de +5.33% par rapport au cours actuel. La fourchette des objectifs de cours des analystes va de 27,46 € à 30,51 €.

Hanmi Financial Corporation : la thèse d'investissement en détail

Hanmi Financial Corporation (HAFC) operates in the Financial Services — specifically Banks - Regional — and is headquartered in United States. Below is a structured read of the investment case built directly from the latest fundamentals, valuation multiples, analyst positioning and smart-money flows. Each section translates raw numbers into the investment logic they imply, so you can decide whether the risk/reward fits your portfolio.

Le scénario haussier

Revenue is growing at a healthy 14.6% pace year-over-year, suggesting the business model continues to find new customers and pricing power. Earnings growth of 29.3% is outpacing revenue, a sign of operational leverage — fixed costs are being absorbed across a larger base. Our valuation screen flags the stock as undervalued relative to its fundamentals — multiples are running below where the cash flow profile would normally justify.

Valorisation en contexte

The PEG ratio at 1.39 sits in the reasonable zone — the price tag is roughly aligned with the company's growth profile, neither punishing nor euphoric.

À surveiller

• The forward P/E of 9.13x is meaningfully below the trailing 11.65x — analysts expect earnings to step up; the next earnings release is the test.
• The share is trading at 92.2% of its 52-week range — a break above the recent high opens technical upside, a failure here often invites profit-taking.
• The dividend yield near 3.59% combined with a payout ratio of 40.67% leaves room for further hikes — a track record of consecutive raises is a strong income signal.

Thèse d'investissement : forces et faiblesses

Aperçu technique

Price trades above both the 50- and 200-day moving averages, with 50d above 200d — a classic bullish setup (golden-cross alignment).

Profil de risque

The data points to relatively defensive market behavior.

Trading Data

💵 Dividend Info

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