EZCORP, Inc.

Valuation Analysis

About the Company

EZCORP, Inc. en bref

EZCORP, Inc. (EZPW) is currently trading at 27,65 € with a market capitalization of 1,7 Md €. The trailing P/E ratio stands at 17.15x, with a forward P/E of 14.79x. The 52-week range spans from 11,24 € to 32,37 €; the current price is 14.6% below the yearly high. Year-over-year revenue growth stands at +45.9%. The net profit margin stands at 9.93%.

💰 Dividende

EZCORP, Inc. currently does not pay a dividend. The company typically reinvests its earnings into growth initiatives and product development.

📊 Avis des analystes

5 analystes évaluent EZCORP, Inc. (EZPW) au consensus : None. L'objectif de cours moyen est de 34,52 €, soit un potentiel de +24.84% par rapport au cours actuel. La fourchette des objectifs de cours des analystes va de 30,51 € à 38,36 €.

EZCORP, Inc. : la thèse d'investissement en détail

EZCORP, Inc. (EZPW) operates in the Financial Services — specifically Credit Services — and is headquartered in United States. Below is a structured read of the investment case built directly from the latest fundamentals, valuation multiples, analyst positioning and smart-money flows. Each section translates raw numbers into the investment logic they imply, so you can decide whether the risk/reward fits your portfolio.

Le scénario haussier

Top-line momentum is unusually strong with revenue expanding 45.9% year-over-year, a pace that puts the company well above the market average and signals genuine demand traction rather than mere cyclical tailwind. The combination of a 58.59% gross margin and 15.18% operating margin shows the business converts revenue into profit efficiently — a hallmark of competitive moat. Our valuation screen flags the stock as undervalued relative to its fundamentals — multiples are running below where the cash flow profile would normally justify.

Le scénario baissier

Short interest sits at 23.83% of float — a meaningful contingent of professionals is positioned for the share to fall, which deserves attention even if their thesis may turn out to be wrong.

Valorisation en contexte

With a PEG ratio of 0.28, the price-to-earnings multiple is actually below the company's growth rate — classic value-meets-growth territory that Peter Lynch would have called a 'GARP' opportunity. The EV/EBITDA multiple of 9.97x is below the historical equity-market average — strategic acquirers would find the cash-flow profile attractive at this level.

À surveiller

• The forward P/E of 14.79x is meaningfully below the trailing 17.15x — analysts expect earnings to step up; the next earnings release is the test.
• The analyst consensus price target implies 24.84% upside — if the next two quarters confirm the underlying thesis, target hikes typically follow.

Thèse d'investissement : forces et faiblesses

Aperçu technique

Price shows short-term weakness (below 50d MA) but is still in a longer-term uptrend (above 200d MA).

Profil de risque

The data points to relatively defensive market behavior, elevated short interest (23.83%).

Trading Data

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