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Sector: Services Financiers
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Essent Group Ltd.

ESNT Mid Cap

Financial Services · Insurance - Specialty

Mis à jour: Jun 18, 2026, 22:21 UTC

50,98 €
-1.08% aujourd'hui
52W: 48,19 € – 58,55 €
52W Low: 48,19 € Position: 27% 52W High: 58,55 €

Price Chart

Indicateurs clés

P/E Ratio
8.31x
Cours/Bénéfice
Forward P/E
7.56x
P/E prévisionnel
P/S Ratio
4.21x
Cours/Ventes
EV/EBITDA
6.06x
Valeur d'entreprise/EBITDA
Rend. dividende
2.4%
Rendement annuel du dividende
Cap. boursière
4,7 Md €
Capitalisation boursière
Croissance du CA
5.8%
Croissance du CA sur un an
Marge bénéficiaire
53.64%
Marge nette
ROE
12.09%
Rentabilité des capitaux propres
Beta
0.78
Sensibilité au marché
Positions vendeuses
3.51%
% du flottant vendu à découvert
Volume moyen
719,538
Volume quotidien moyen

Valuation Analysis

Signal
Undervalued
vs. S&P 500 avg P/E (24.7x)
Analyst Consensus
Acheter
8 analysts
Avg. Price Target
59,12 €
+15.97% upside
Target Range
54,11 € – 63,71 €

About the Company

Sector: Financial Services Industry: Insurance - Specialty Country: Bermuda Employees: 520 Exchange: NYQ

Essent Group Ltd. en bref

Essent Group Ltd. (ESNT) is currently trading at 50,98 € with a market capitalization of 4,7 Md €. The trailing P/E ratio stands at 8.31x, with a forward P/E of 7.56x. The 52-week range spans from 48,19 € to 58,55 €; the current price is 12.9% below the yearly high. Year-over-year revenue growth stands at +5.8%. The net profit margin stands at 53.64%.

💰 Dividende

Essent Group Ltd. pays an annual dividend of 1,22 € per share, representing a yield of 2.4%. The payout ratio stands at 18.21%.

📊 Avis des analystes

8 analystes évaluent Essent Group Ltd. (ESNT) au consensus : Acheter. L'objectif de cours moyen est de 59,12 €, soit un potentiel de +15.97% par rapport au cours actuel. La fourchette des objectifs de cours des analystes va de 54,11 € à 63,71 €.

Essent Group Ltd. : la thèse d'investissement en détail

Essent Group Ltd. (ESNT) operates in the Financial Services — specifically Insurance - Specialty — and is headquartered in Bermuda. Below is a structured read of the investment case built directly from the latest fundamentals, valuation multiples, analyst positioning and smart-money flows. Each section translates raw numbers into the investment logic they imply, so you can decide whether the risk/reward fits your portfolio.

Le scénario haussier

With a gross margin near 79.1%, the company sits in the top tier of its industry — these are the kinds of structural margins that protect earnings during downturns. Free cash flow is positive and net margins stand at 53.64%, meaning reported earnings translate into real cash that can fund buybacks, dividends or strategic acquisitions. Wall Street consensus sits at Buy with an average price target implying roughly 15.97% upside from current levels — analyst sentiment is firmly constructive.

Valorisation en contexte

The EV/EBITDA multiple of 6.06x is below the historical equity-market average — strategic acquirers would find the cash-flow profile attractive at this level.

Thèse d'investissement : forces et faiblesses

Points forts
  • Rentable avec une marge nette de 53.64%
  • Marge brute élevée de 79.1% — signe d'un pouvoir de fixation des prix
  • Consensus des analystes : Buy
  • Actuellement jugée sous-évaluée
  • Rendement du dividende solide de 2.4%
  • Bilan solide avec faible endettement (D/E 8.7)
  • Free cash flow positif
Points faibles

Aucun signal d'alerte significatif dans les indicateurs actuels.

Aperçu technique

MM 50 jours
52,74 €
-3.34% vs. cours
MM 200 jours
53,66 €
-4.99% vs. cours
Sous le plus haut 52s
−12.9%
58,55 €
Au-dessus du plus bas 52s
+5.8%
48,19 €

Price is below both the 50- and 200-day moving averages, with 50d below 200d — a bearish picture (death-cross alignment).

Profil de risque

Risque de marché (Bêta)
0.78 · Défensive
Évolue moins que le marché global
Positions vendeuses
3.51% · Faible
% du flottant vendu à découvert
Dette/Capitaux propres
8.7 · Faible
Dette totale / capitaux propres

The data points to relatively defensive market behavior.

Trading Data

50-Day MA: 52,74 €
200-Day MA: 53,66 €
Volume: 1,016,896
Avg. Volume: 719,538
Short Ratio: 3.07
P/B Ratio: 0.95x
Debt/Equity: 8.7x
Free Cash Flow: 512 M €

💵 Dividend Info

Dividend Yield
2.4%
Annual Rate
1,22 €
Payout Ratio
18.21%

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