Detailed comparison of all fees, features, and suitability — updated for 2026.
Scalable Capital est le meilleur choix pour Active Traders, tandis que Smartbroker+ se distingue pour Free Trades. Celui qui vous convient dépend de votre stratégie — le comparatif détaillé ci-dessous montre toutes les différences.
| Metric | Scalable Capital | Smartbroker+ | Difference |
|---|---|---|---|
| Order fee per trade | 0.99 € | 0.00 € | 0.99 € cheaper at Smartbroker+ |
| 10y savings plan cost @ €100/month | 0 € | 0 € | identical |
| Interest on €10,000 cash (1 year) | 2.60 % = 260 € | — | +260 € more at Scalable Capital / year |
| Free ETF savings plans | 2.400 | 2.000 | +400 more at Scalable Capital |
| Available exchanges | 2 | 3 | +1 more at Smartbroker+ |
| BMInsider rating | 4.2/5 | 4.0/5 | +0.2 at Scalable Capital |
All fees, products, and platform features compared side-by-side. The "Winner" column shows which broker leads in each category.
| Feature | Scalable Capital | Smartbroker+ | Winner |
|---|---|---|---|
| Fees & Costs | |||
| Order Fee | 0.99€ ou forfait à partir de 4.99€/mois | 0€ (gettex, à partir de 500€) / 4€ (Xetra) | Smartbroker+ |
| ETF Savings Plan Fee | 0€ | 0€ | Tie |
| Account Fee | 0€ (Free) / 4.99€/mois (Plus) / 9.99€/mois (Premium) | 0€/an | Tie |
| Minimum Deposit | 0€ | 0€ | Tie |
| Interest on Cash | 2.6% (Plus/Premium) | 0% | Scalable Capital |
| Product Range | |||
| Stocks | Tie | ||
| ETFs | Tie | ||
| Crypto | Tie | ||
| Options | Smartbroker+ | ||
| CFDs | Tie | ||
| Fractional Shares | Tie | ||
| Number of Exchanges | gettex, Xetra | gettex, Xetra, et plus | Smartbroker+ |
| Platform & Tools | |||
| Mobile App | Tie | ||
| Desktop Platform | Tie | ||
| Demo Account | Tie | ||
| Security & Regulation | |||
| Regulated by | BaFin | BaFin | Tie |
| Deposit Protection | 100.000€ | 100.000€ | Tie |
| Founded | 2014 | 2019 | Tie |
| Overall Rating | |||
| Rating | ★★★★★ | ★★★★★ | Scalable Capital |
Depending on your strategy and experience, one broker fits better. Here's how to decide:
Low barriers, simple app, demo account and no hidden costs — perfect to get started.
More about Smartbroker+ →Low per-order fees, many trading venues and derivatives access — important if you trade regularly.
More about Smartbroker+ →Free savings plans, interest on cash and no custody fee — what matters when you buy & hold.
More about Scalable Capital →Scalable Capital offers a flat-rate model from €4.99/month for unlimited trades. With Xetra access and free savings plans, a good choice for active investors.
Particularly suitable for: Traders actifs, Investisseurs en plan d'épargne, Débutants.
Smartbroker+ offers free trades from €500 order volume and free Xetra access. A strong competitor to Trade Republic.
Particularly suitable for: Transactions gratuites, Investisseurs en plan d'épargne, Investisseurs attentifs aux frais.
Both brokers are EU-regulated and aim at retail investors, but their fee models, asset coverage and target audiences diverge sharply. Scalable Capital stands out with "Modèle forfaitaire pour traders actifs" while Smartbroker+ differentiates itself through "Transactions à 0 € à partir de 500 €". Our rating: Scalable Capital 4.2/5, Smartbroker+ 4.0/5 — but the better choice depends on your trading frequency, asset class and tax residency. The sections below break down where each broker wins.
Scalable Capital's edge shows up clearest where its strengths matter most: "Modèle forfaitaire pour traders actifs" makes it the natural fit for investors who prioritise exactly that. Pair it with its rating of 4.2/5 and you have a broker that delivers when the use case lines up. The trade-off — "Le forfait coûte un supplément" — only bites if it touches your workflow. If it does not, Scalable Capital is the cleaner pick.
Smartbroker+ pulls ahead where "Transactions à 0 € à partir de 500 €" is decisive. With a rating of 4.0/5 it covers a different investor profile than Scalable Capital — the question is whether that profile is yours. Note the limitation "Relativement récent"; it does not affect every workflow, but where it does, plan around it. For everyone else, Smartbroker+ delivers a sharper edge than the comparison fees alone suggest.
For German residents both brokers withhold the Abgeltungssteuer (25% + Soli + church tax) automatically when they are registered as a German tax intermediary; if not, gains must be declared via Anlage KAP. Austrian investors need a "steuereinfacher" broker to avoid the manual E1kv form — check each broker's status. Swiss residents settle gains via the annual Steuererklärung regardless; only Verrechnungssteuer is withheld at source for CH-listed names. Compare exemption order (Freistellungsauftrag) limits and Steuerbescheinigung delivery timing before deciding.
Take a realistic mid-sized portfolio: €5,000 invested, one trade per month over a year, plus a quarterly rebalance. On Scalable Capital the dominant cost driver is order commission plus any FX conversion if you buy US stocks. On Smartbroker+ the model differs — depending on the listing venue and whether savings plans are free, your annual carry can land 30-70% below or above the alternative. The honest answer: run your own use-case through each broker's fee calculator before committing. The headline rates rarely tell the full story once spreads, FX and inactivity fees are stacked.
There is no universal winner between Scalable Capital (4.2/5) and Smartbroker+ (4.0/5) — the right broker is the one whose strengths align with your three or four highest-priority use cases. If "Modèle forfaitaire pour traders actifs" matches yours, Scalable Capital is the cleaner pick. If "Transactions à 0 € à partir de 500 €" matches yours, Smartbroker+ pulls ahead. Open both demo accounts before committing real capital; ten minutes in each interface tells you more than any review.
Answers to the most common questions about Scalable Capital vs Smartbroker+.
For order fees, Smartbroker+ leads at 0€ (gettex, ab 500€) / 4€ (Xetra), while Scalable Capital charges 0.99€ oder Flatrate ab 4.99€/Monat. Note: with CFD brokers, spreads add hidden cost — the lower nominal price isn't always cheaper overall.
Scalable Capital is regulated by BaFin, Smartbroker+ by BaFin. Both fall under EU oversight. Deposit protection: Scalable Capital 100.000€, Smartbroker+ 100.000€.
For German/Austrian customers, language, BaFin regulation and tax-simple status often matter most. Check the 'Regulated by' and 'Languages' rows — DACH-focused brokers usually have the edge.
Scalable Capital offers free ETF savings plans from 1€. If a savings plan matters to you, that's a clear edge.
Both are covered under their home regulator's deposit protection. Scalable Capital: 100.000€, Smartbroker+: 100.000€. Securities are held in segregated accounts and protected in case of broker insolvency.
Scalable Capital leads on cash interest at 2.60%. Watch the conditions — some brokers require a paid plan or cap the amount.
Both offer native mobile apps with good app-store ratings. Which is better depends on your needs — try both with a demo account if available.
A second broker makes sense when one offers features the other lacks (e.g. options, crypto, more exchanges). A full switch is only worth it if the cost difference or missing features are significant.
Sign up with the broker that fits your strategy. Both are regulated and offer a demo account to test risk-free.
